{"id":1528,"date":"2013-11-27T23:18:26","date_gmt":"2013-11-28T04:18:26","guid":{"rendered":"http:\/\/www.olgaouspenski.net\/?p=1528"},"modified":"2014-07-03T22:11:52","modified_gmt":"2014-07-04T03:11:52","slug":"le-fmi-recommande-la-fin-de-lassurance-hypothecaire-de-la-schl","status":"publish","type":"post","link":"https:\/\/www.olgaouspenski.net\/blogwp1\/le-fmi-recommande-la-fin-de-lassurance-hypothecaire-de-la-schl\/","title":{"rendered":"Le FMI recommande la fin de l&#8217;assurance hypoth\u00e9caire de la SCHL"},"content":{"rendered":"<p style=\"text-align: justify;\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-2305\" src=\"https:\/\/i0.wp.com\/www.olgaouspenski.net\/blogwp1\/wp-content\/uploads\/2013\/11\/homeprotection-300x300.jpg?resize=216%2C216\" alt=\"homeprotection\" width=\"216\" height=\"216\" srcset=\"https:\/\/i0.wp.com\/www.olgaouspenski.net\/blogwp1\/wp-content\/uploads\/2013\/11\/homeprotection.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.olgaouspenski.net\/blogwp1\/wp-content\/uploads\/2013\/11\/homeprotection.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.olgaouspenski.net\/blogwp1\/wp-content\/uploads\/2013\/11\/homeprotection.jpg?w=640&amp;ssl=1 640w\" sizes=\"auto, (max-width: 216px) 100vw, 216px\" \/><br \/>\nLe Fonds mon\u00e9taire international (FMI) croit qu&#8217;Ottawa devrait envisager de mettre fin progressivement \u00e0 l&#8217;assurance hypoth\u00e9caire r\u00e9sidentielle offerte par l&#8217;entremise de la Soci\u00e9t\u00e9 canadienne d&#8217;hypoth\u00e8ques et de logement (SCHL).<\/p>\n<p style=\"text-align: justify;\">Cette recommandation est comprise dans le plus r\u00e9cent rapport du FMI sur la situation \u00e9conomique du Canada, rendu public mercredi.<\/p>\n<p style=\"text-align: justify;\">Elle s&#8217;inscrit dans la ligne de pens\u00e9e du ministre f\u00e9d\u00e9ral des Finances, Jim Flaherty, qui a r\u00e9cemment soulev\u00e9 un doute quant \u00e0 la pertinence, pour le gouvernement f\u00e9d\u00e9ral, d&#8217;\u00eatre impliqu\u00e9 dans le march\u00e9 de l&#8217;assurance hypoth\u00e9caire r\u00e9sidentielle \u00e0 haut risque.<\/p>\n<p style=\"text-align: justify;\">Certains analystes jugent que ce syst\u00e8me a permis au march\u00e9 immobilier canadien de survivre \u00e0 la crise financi\u00e8re de 2008-2009, laquelle a \u00e9t\u00e9 provoqu\u00e9e, selon plusieurs, par la crise du march\u00e9 hypoth\u00e9caire aux \u00c9tats-Unis.<\/p>\n<p style=\"text-align: justify;\">Le FMI reconna\u00eet que le syst\u00e8me actuellement en vigueur au Canada comporte certains avantages et qu&#8217;il permet une certaine stabilit\u00e9, notamment comme \u00aboutil macroprudentiel\u00bb.<\/p>\n<p style=\"text-align: justify;\">Cependant, il \u00abexpose le budget aux risques du syst\u00e8me financier et pourrait fausser l&#8217;allocation des ressources en faveur des hypoth\u00e8ques et au d\u00e9triment d&#8217;usages plus productifs du capital\u00bb, peut-on lire dans le rapport.<\/p>\n<p style=\"text-align: justify;\">L&#8217;organisation internationale estime par ailleurs que la croissance \u00e9conomique canadienne devrait s&#8217;acc\u00e9l\u00e9rer pour atteindre 2,25 % en 2014, contre une estimation de 1,6 % pour cette ann\u00e9e.<\/p>\n<p style=\"text-align: justify;\">L&#8217;acc\u00e9l\u00e9ration de la reprise am\u00e9ricaine devrait aussi relancer les exportations canadiennes, indique le FMI dans sa \u00abd\u00e9claration de fin de mission\u00bb.<\/p>\n<p style=\"text-align: justify;\">Dans l&#8217;ensemble, le sc\u00e9nario envisag\u00e9 par le FMI est identique \u00e0 celui pr\u00e9dit par la Banque du Canada, qui pr\u00e9voit \u00e9galement que la croissance passera de 1,6 \u00e0 2,3 % en 2014.<\/p>\n<p style=\"text-align: justify;\">Source :\u00a0<a href=\"http:\/\/www.lapresse.ca\/le-soleil\/affaires\/actualite-economique\/201311\/27\/01-4715203-le-fmi-recommande-la-fin-de-lassurance-hypothecaire-de-la-schl.php\">http:\/\/www.lapresse.ca<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Fonds mon\u00e9taire international (FMI) croit qu&#8217;Ottawa devrait envisager de mettre fin progressivement \u00e0 l&#8217;assurance hypoth\u00e9caire r\u00e9sidentielle offerte par l&#8217;entremise de la Soci\u00e9t\u00e9 canadienne d&#8217;hypoth\u00e8ques et de logement (SCHL). Cette recommandation est comprise dans le plus r\u00e9cent rapport du FMI sur la situation \u00e9conomique du Canada, rendu public mercredi. Elle s&#8217;inscrit dans la ligne de &#8230; <a title=\"Le FMI recommande la fin de l&#8217;assurance hypoth\u00e9caire de la SCHL\" class=\"read-more\" href=\"https:\/\/www.olgaouspenski.net\/blogwp1\/le-fmi-recommande-la-fin-de-lassurance-hypothecaire-de-la-schl\/\" aria-label=\"Read more about Le FMI recommande la fin de l&#8217;assurance hypoth\u00e9caire de la SCHL\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":2306,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1,61,60,59],"tags":[26,15,11,14,24,16,48,12],"class_list":["post-1528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immobilier","category-info","category-statistique-2","category-tendances","tag-immobilier-2","tag-les-prix-de-limmobilier","tag-marche-immobilier","tag-news","tag-obtenir-lhypotheque","tag-real-estate","tag-statistique","tag-taux-hypothecaire"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.olgaouspenski.net\/blogwp1\/wp-content\/uploads\/2013\/11\/homeprotection150.jpg?fit=150%2C150&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1UEHj-oE","_links":{"self":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts\/1528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/comments?post=1528"}],"version-history":[{"count":4,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts\/1528\/revisions"}],"predecessor-version":[{"id":2307,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts\/1528\/revisions\/2307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/media\/2306"}],"wp:attachment":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/media?parent=1528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/categories?post=1528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/tags?post=1528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}