{"id":12,"date":"2011-11-25T03:19:37","date_gmt":"2011-11-25T03:19:37","guid":{"rendered":"http:\/\/www.olgaouspenski.net\/blogwp1\/?p=12"},"modified":"2013-01-06T14:25:19","modified_gmt":"2013-01-06T19:25:19","slug":"taux-d%e2%80%99interet-fixe-variable-ou-taux-variable-protege","status":"publish","type":"post","link":"https:\/\/www.olgaouspenski.net\/blogwp1\/taux-d%e2%80%99interet-fixe-variable-ou-taux-variable-protege\/","title":{"rendered":"Taux d\u2019interet fixe, variable ou taux variable prot\u00e9g\u00e9?"},"content":{"rendered":"<p><a href=\"http:\/\/www.olgaouspenski.net\/blogwp\/wp-content\/uploads\/2011\/11\/taux.bmp\"><img decoding=\"async\" class=\"alignleft size-full wp-image-81\" title=\"taux\" alt=\"\" src=\"http:\/\/www.olgaouspenski.net\/blogwp\/wp-content\/uploads\/2011\/11\/taux.bmp\" \/><\/a><\/p>\n<p>Vous aurez le choix entre un taux fixe, un taux variable ou un\u00a0taux variable prot\u00e9g\u00e9 (ou plafonne).<br \/>\nLe taux fixe ne varie pas pendant le terme du pr\u00eat\u00a0hypoth\u00e9caire.\u00a0Ce taux est l\u00e9g\u00e8rement plus \u00e9lev\u00e9, mais il offre la tranquillit\u00e9 d\u2019esprit de savoir que les frais d\u2019int\u00e9r\u00eat vont demeurer inchang\u00e9s pendant cette p\u00e9riode.<br \/>\nAvec un taux variable, les frais d\u2019int\u00e9r\u00eat que vous payez varient selon les fluctuations du marche. R\u00e8gle g\u00e9n\u00e9rale, le montant global des versements hypoth\u00e9caires n\u2019est pas modifie, mais ce qui change c\u2019est la portion de ce montant affecte au paiement des frais d\u2019int\u00e9r\u00eat et celle qui va au remboursement du pr\u00eat hypoth\u00e9caire. Si les taux d\u2019int\u00e9r\u00eat baissent, vous remboursez votre pr\u00eat hypoth\u00e9caire plus rapidement. S\u2019ils remontent, une plus grande portion du paiement sera consacr\u00e9e aux frais d\u2019int\u00e9r\u00eat, de sorte que le remboursement sera moindre. Si vous choisissez cette option, vous devez \u00eatre dispose(e) a accepter un certain degr\u00e9 de risque et d\u2019incertitude.<br \/>\nSi vous avez choisi un taux prot\u00e9g\u00e9 (ou plafonne), votre pr\u00eat hypoth\u00e9caire est assorti d\u2019un taux d\u2019int\u00e9r\u00eat variable accompagne d\u2019un maximum d\u00e9termin\u00e9 a l\u2019avance.<br \/>\nVous n\u2019aurez pas a payer plus que ce maximum, quand bien m\u00eame le marche irait au-del\u00e0.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vous aurez le choix entre un taux fixe, un taux variable ou un\u00a0taux variable prot\u00e9g\u00e9 (ou plafonne). Le taux fixe ne varie pas pendant le terme du pr\u00eat\u00a0hypoth\u00e9caire.\u00a0Ce taux est l\u00e9g\u00e8rement plus \u00e9lev\u00e9, mais il offre la tranquillit\u00e9 d\u2019esprit de savoir que les frais d\u2019int\u00e9r\u00eat vont demeurer inchang\u00e9s pendant cette p\u00e9riode. Avec un taux variable, &#8230; <a title=\"Taux d\u2019interet fixe, variable ou taux variable prot\u00e9g\u00e9?\" class=\"read-more\" href=\"https:\/\/www.olgaouspenski.net\/blogwp1\/taux-d%e2%80%99interet-fixe-variable-ou-taux-variable-protege\/\" aria-label=\"Read more about Taux d\u2019interet fixe, variable ou taux variable prot\u00e9g\u00e9?\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[41,40,39,12,38],"class_list":["post-12","post","type-post","status-publish","format-standard","hentry","category-immobilier","tag-frais-dinteret","tag-pret-hypothecaire","tag-taux-fixe","tag-taux-hypothecaire","tag-taux-variable"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1UEHj-c","_links":{"self":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":4,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"predecessor-version":[{"id":122,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/posts\/12\/revisions\/122"}],"wp:attachment":[{"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.olgaouspenski.net\/blogwp1\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}